Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 mortgage refinance companies in Paducah, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
2780 New Holt Rd Suite C, Paducah, KY 42001
2703667004
Heights Finance
3333 Irvin Cobb Dr Ste 109, Paducah, KY 42003
2704420777
Mariner Finance
451 Jordan Dr f2, Paducah, KY 42001
2705340769
Benita Kristene Ladd - Supreme Lending
2520 New Holt Rd Suite G Suite G, Paducah, KY 42001
2705597978
OneMain Financial
2700 New Holt Rd Ste C, Paducah, KY 42001
2704421611
Paducah Bank - Lone Oak Road
2635 Lone Oak Rd, Paducah, KY 42003
2705755775
Republic Finance
3201 Olivet Church Rd Suite B, Paducah, KY 42001
2704436790
Lendmark Financial Services LLC
4645 Village Square Dr suite H, Paducah, KY 42001
2704424351
Stockton Mortgage, Paducah, KY NMLS #8259
3038 Lone Oak Rd, Paducah, KY 42003
2708459374
loanDepot
5158 Village Square Dr, Paducah, KY 42001
2702167100
River Valley AgCredit
2731 Olivet Church Rd, Paducah, KY 42001
2705341219
US Bank Home Mortgages
333 Broadway St, Paducah, KY 42001
2705755310
US Bank Mortgage
1666 Broadway St, Paducah, KY 42001
8008722657
US Bank Mortgage
2630 Lone Oak Rd, Paducah, KY 42003
8008722657
Ben T. Clayton - Paducah Bank
555 Jefferson St, Paducah, KY 42001
2705756233
US Bank Mortgage
5531 Reidland Rd, Paducah, KY 42003
8008722657
Jake Duncan - Regions Mortgage Loan Officer
2990 Lone Oak Rd, Paducah, KY 42003
2707057435
US Bank Mortgage
3051 James Sanders Blvd, Paducah, KY 42001
8008722657
What Does a Mortgage Refinance Company in Paducah Cost?
Typical costs for a mortgage refinance in Paducah Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Paducah?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Kentucky specific laws for refinancing?
Kentucky requires lenders to disclose all fees clearly in the Loan Estimate. The state also has a three day right of rescission for most refinances, giving you time to cancel without penalty.