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Find Mortgage Refinance Companies in Frankfort, KY
Directory of mortgage refinance companies in Frankfort, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 10 mortgage refinance companies in Frankfort, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stockton Mortgage | Corporate | Frankfort, KY | NMLS# 8259
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022271100
Stockton Mortgage Frankfort | NMLS #8259
305 Leonardwood Dr Suite 3, Frankfort, KY 40601
5022271100
USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Emmett Exum Jr, Mortgage Banker, NMLS #14331
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
5022983527
Belinda Bay, Mortgage Loan Originator, NMLS #50602
305 Leonardwood Dr #3A, Frankfort, KY 40601
5028030470
Sandy Smith-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
8598931444
Ed Locke-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
5026800953
Republic State Mortgage
750 E Main St, Frankfort, KY 40601
5027449890
PNC Mortgage
1309 US-127, Frankfort, KY 40601
5022232897
Mortgage Loans - Frankfort
114 Portsmouth Ln, Frankfort, KY 40601
8443841714
Mortgage refinance companies in Frankfort Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires lenders to provide a clear loan estimate within three business days of application. Local Frankfort companies understand the state specific property tax and title transfer rules that affect refinancing.
What Does a Mortgage Refinance Company in Frankfort Cost?
Typical costs for a mortgage refinance in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1000 dollars. Closing costs in Frankfort usually range from 2000 to 5000 dollars. These amounts vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Frankfort Kentucky?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm the home value. The exact list depends on your loan type and lender requirements.
How long does a mortgage refinance take in Kentucky?
A typical refinance in Kentucky takes 30 to 45 days from application to closing. Kentucky law allows a three day rescission period after signing the loan documents. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky specific laws that affect refinancing?
Yes Kentucky has a usury law that limits interest rates on certain loans. Kentucky also requires a mortgage satisfaction to be recorded within 30 days after payoff. These rules can affect refinance timing and costs in Frankfort.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.