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Find Mortgage Refinance Companies in Crestwood, KY

Compare mortgage refinance companies in Crestwood. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Crestwood, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 7 mortgage refinance companies in Crestwood, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robin Willard Motto Mortgage FourSquare
6001 Claymont Village Dr STE 11, Crestwood, KY 40014
5029775626
Tom Cox Motto Mortgage FourSquare
6001 Claymont Village Dr STE 11, Crestwood, KY 40014
5022225212
Chase Home Lending
6000 Crestwood Station Ste 17A, Crestwood, KY 40014
5025668151
Chris Howard Motto Mortgage FourSquare
6001 Claymont Village Dr STE 11, Crestwood, KY 40014
5029775626
Darnell Lockett Motto Mortgage FourSquare
6001 Claymont Village Dr STE 11, Crestwood, KY 40014
5026270285
Aimee Green - PNC Mortgage Loan Officer (NMLS #439339)
6518 KY-146, Crestwood, KY 40014
5022126334
PNC Mortgage
6518 KY-146, Crestwood, KY 40014
5022419425

Mortgage refinance companies in Crestwood Kentucky help homeowners adjust their loan terms or lower their interest rates. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Many Crestwood residents refinance to take advantage of lower rates or to switch from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Crestwood Cost?

Typical costs for a mortgage refinance in Kentucky range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700 lender origination fees and title insurance costs. Closing costs in Crestwood often total between $3000 and $8000 depending on the loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Crestwood Kentucky?
You typically need pay stubs tax returns bank statements and a photo ID. Kentucky lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky specific laws that affect mortgage refinancing?
Kentucky follows federal Truth in Lending Act rules and requires a three day right of rescission for most refinances. The state also has specific rules about prepayment penalties so check your loan contract.