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Find Mortgage Refinance Companies in Bardstown, KY
Compare mortgage refinance companies in Bardstown. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Bardstown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 8 mortgage refinance companies in Bardstown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
106 W John Rowan Blvd Ste D, Bardstown, KY 40004
5023503884
Mariner Finance
1000 E John Rowan Blvd STE 106, Bardstown, KY 40004
5023493288
JPMortgage/Bardstown Branch
1002 Granite Dr # 7, Bardstown, KY 40004
5024156911
Sarah Hardin, Mortgage Loan Officer at JPMortgage Company (Bardstown branch)
1002 Granite Dr # 7, Bardstown, KY 40004
5023737339
Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5028274126
Kevin Greenwell Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022334988
Andrew Hogan Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022499933
PNC Mortgage
105 W John Rowan Blvd, Bardstown, KY 40004
5023490756
Mortgage refinance companies in Bardstown Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Bardstown real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Bardstown Cost?
Typical costs for a mortgage refinance in Kentucky include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bardstown?
You typically need pay stubs tax returns bank statements and a photo ID. Kentucky lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Kentucky specific rules for refinancing a home?
Yes Kentucky has a statutory right of rescission that gives you three business days after closing to cancel the refinance. This applies to most owner occupied homes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.