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Compare Mortgage Refinance Companies in Florence, KY
Directory of mortgage refinance companies in Florence, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 17 mortgage refinance companies in Florence, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
7791 Dixie Hwy Suite B, Florence, KY 41042
8595259725
Mariner Finance
4971 Houston Rd, Florence, KY 41042
8592821145
Brad Hamblen at Citywide (NMLS #52831)
6900 Houston Rd STE 25, Florence, KY 41042
8594667230
Union Home Mortgage- Florence
7000 Houston Rd STE 39, Florence, KY 41042
8595341901
Tim Eickhoff, Branch Manager, NMLS 57427
7000 Houston Rd Building 300, Suite 29, Florence, KY 41042
8593933953
Stockton Mortgage Florence, KY | NMLS# 8259
4895 Houston Rd, Florence, KY 41042
8593444300
Sophy Kdep - Prosperity Home Mortgage
60 Cavalier Blvd, Florence, KY 41042
8598165626
Peoples Exchange Bank
7620 Dixie Hwy, Florence, KY 41042
8598148046
Entrust Mortgage, LLC
11 Spiral Dr # 18, Florence, KY 41042
8597951846
OneMain Financial
7118 Turfway Rd, Florence, KY 41042
8593713300
Rob Trump at American Mortgage
6900 Houston Rd STE 25, Florence, KY 41042
8593490694
Thrive Mortgage - Florence KY
7000 Houston Rd STE 29, Florence, KY 41042
8595256745
Polaris Home Funding Corporation
7000 Houston Rd STE 31, Florence, KY 41042
8595251700
Union Home Mortgage
7724 US-42, Florence, KY 41042
8592013556
Chase Home Lending
4899 Houston Rd, Florence, KY 41042
5135057023
Innovative Home Loans
7000 Houston Rd, Florence, KY 41042
8592401231
US Bank Mortgage
8461 US-42, Florence, KY 41042
8008722657
Mortgage refinance companies in Florence, Kentucky help homeowners adjust their loan terms or lower their interest rates. Kentucky law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies often assist with conventional, FHA, and VA refinance options tailored to Boone County residents.
What Does a Mortgage Refinance Company in Florence Cost?
Typical costs for a mortgage refinance in Florence, Kentucky include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Florence Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Kentucky lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky-specific rules for refinancing a mortgage?
Kentucky does not have a state-specific refinance law, but lenders must follow federal regulations like the Truth in Lending Act. Kentucky also requires a 15-day right of rescission for refinances on your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.