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Browse mortgage refinance companies serving Fort Thomas, Kentucky. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Fort Thomas, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 7 mortgage refinance companies in Fort Thomas, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lee Witte - Mortgage Broker
2221 Memorial Pkwy, Fort Thomas, KY 41075
8593805674
Dave Osburg, Mortgage Loan Originator, NMLS 142308
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8592915626
The Mortgage Exchange - Team Piccola Loans - Mortgage - Michael Piccola - Home Loans
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8598010442
Bob Lends at The Mortgage Exchange
114 N Ft Thomas Ave, Fort Thomas, KY 41075
8599821002
D. A. Griffin Financial, LLC (nmls 1264)
880 Alexandria Pike UNIT 203, Fort Thomas, KY 41075
8594429700
Thrive Mortgage - Ft. Thomas KY
143 N Ft Thomas Ave, Fort Thomas, KY 41075
8594418900
Wade Creek Mortgage
600L S Ft Thomas Ave, Fort Thomas, KY 41075
8594688287
Mortgage refinance companies in Fort Thomas, Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires refinance lenders to provide a Loan Estimate within three business days of application. Local Fort Thomas companies understand the Campbell County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Fort Thomas Cost?
Typical costs for a mortgage refinance in Fort Thomas include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs around 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fort Thomas?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky specific rules for refinancing a mortgage?
Yes, Kentucky law requires lenders to disclose all fees and terms clearly before closing. The state also has a three day right of rescission for most refinances, allowing you to cancel the loan within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.