Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 9 mortgage refinance companies in Fort Mitchell, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Reinhart at CrossCountry Mortgage
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
8598668370
Oakmont Lending
2194 Dixie Hwy, Fort Mitchell, KY 41017
8594140937
The Morgan Team - Mortgage Broker
2500 Chamber Center Dr Suite 205, Fort Mitchell, KY 41017
8595126430
Paul Vickers -Cross Country Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
8598661729
Union Home Mortgage
2129 Chamber Center Dr, Fort Mitchell, KY 41017
8597574050
Brad Baker at CrossCountry Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
8777731226
First Equity Mortgage Inc
211 Grandview Dr # 102, Fort Mitchell, KY 41017
5138918862
Stef Adams at CrossCountry Mortgage
2131 Chamber Center Dr, Fort Mitchell, KY 41017
5133840041
Dan Andrews III at CrossCountry Mortgage, LLC
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
8596531243
What Does a Mortgage Refinance Company in Fort Mitchell Cost?
Typical costs for a mortgage refinance in Fort Mitchell Kentucky include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Kentucky also imposes a 0.15% mortgage recording tax. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fort Mitchell?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Kentucky lenders also require proof of homeowners insurance. Your specific documents depend on your loan type and income.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Kentucky law does not set a specific time limit for the process.
Are there Kentucky specific fees for refinancing a mortgage?
Kentucky charges a mortgage recording tax of 0.15% of the loan amount for refinances. You may also pay title search fees, appraisal costs, and lender origination fees. These costs vary by lender and loan size.