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Compare Mortgage Refinance Companies in Erlanger, KY
Browse mortgage refinance companies serving Erlanger, Kentucky. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 3 mortgage refinance companies in Erlanger, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Mortgage
3940 Olympic Blvd Suite 110, Erlanger, KY 41018
8593447800
Colleen Parsons - Stockton Mortgage
520 Graves Ave Suite 205, Erlanger, KY 41018
8599922246
Stockton Mortgage, NMLS #8259
520 Graves Ave UNIT 205, Erlanger, KY 41018
8599922246
Mortgage refinance companies in Erlanger Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local refinance options include conventional loans and FHA streamline programs.
What Does a Mortgage Refinance Company in Erlanger Cost?
Typical costs for a mortgage refinance in Kentucky range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Kentucky also charges a mortgage recording tax of 0.15 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Erlanger?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Kentucky lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Kentucky law does not set a specific time limit, but lenders must follow federal disclosure rules. Delays can occur if an appraisal or title work takes longer.
Are there Kentucky specific rules for refinancing a home?
Yes, Kentucky requires lenders to record the mortgage satisfaction within 30 days after payoff. Also, Kentucky has a state documentary stamp tax on refinance deeds. Your lender will include this tax in your closing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.