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Directory of mortgage refinance companies in Owensboro, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 19 mortgage refinance companies in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
5140 Frederica St Suite B, Owensboro, KY 42301
2702282631
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
2706897651
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
2702402828
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
2703023802
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
2705702237
OneMain Financial
4764 Frederica St #5, Owensboro, KY 42301
2706846264
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
2708607679
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
2708602274
Commonwealth Title and Mortgage Services, Inc.
4830 Towne Square Ct, Owensboro, KY 42301
2706636677
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
8006852085
Owensboro
2645 Frederica St Ste 201, Owensboro, KY 42301
2703023802
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
2703161418
US Bank Mortgage
1701 Carter Rd, Owensboro, KY 42301
8008722657
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
2702282000
U.S. Bank-Mortgage Loan Officer-Eric Bruer
U.S. Bank area served, Owensboro, KY 42303
9137257305
Neighbors Mortgage LLC
3101 Alvey Park Dr E, Owensboro, KY 42303
2706867676
Hard Money Lenders Owensboro KY
3624 Wathen's Crossing, Owensboro, KY 42301
2705600784
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
2706913900
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
2703166597
Mortgage refinance companies in Owensboro Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to provide a clear loan estimate within three business days of application. Local Owensboro lenders understand the regional housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Owensboro Cost?
Typical costs for a mortgage refinance in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 600 dollars, and title insurance ranging from 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Owensboro Kentucky?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Kentucky?
A typical refinance in Kentucky takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky specific laws for mortgage refinancing?
Kentucky follows federal Truth in Lending Act rules and requires a three day rescission period after signing. This gives you time to cancel the refinance without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.