Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 mortgage refinance companies in Nicholasville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First South Credit Inc
252 Edgewood Dr, Nicholasville, KY 40356
8598855626
Brian Kegley - PNC Mortgage Loan Officer (NMLS #575129)
850 N Main St, Nicholasville, KY 40356
8598062004
PNC Mortgage
850 N Main St, Nicholasville, KY 40356
8598852034
Concierge Mortgage
130 Bellerive Blvd, Nicholasville, KY 40356
8666545363
What Does a Mortgage Refinance Company in Nicholasville Cost?
Typical costs for a mortgage refinance in Kentucky include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1% to 2% of the loan amount. Kentucky recording fees are about 20 to 50 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Nicholasville?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Kentucky lenders may also require a property survey or title insurance for refinance loans.
How long does a mortgage refinance take in Kentucky?
Most refinances close in 30 to 45 days. Kentucky law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.