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Find Mortgage Refinance Companies in Henderson, KY

Directory of mortgage refinance companies in Henderson, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Henderson, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 5 mortgage refinance companies in Henderson, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2606 Zion Rd, Henderson, KY 42420
(270) 826-7702 locations.marinerfinance.com
OneMain Financial
708 2nd St, Henderson, KY 42420
(270) 826-9551 onemainfinancial.com
5 Star Mortgage
230 2nd St Suite 212, Henderson, KY 42420
(270) 212-0098
Lendmark Financial Services LLC
1111 Barrett Ct Suite D, Henderson, KY 42420
(270) 212-5700 lendmarkfinancial.com
Bill Denton Mortgage Network
126 N Main St, Henderson, KY 42420
(270) 831-1822

A mortgage refinance company in Henderson Kentucky helps homeowners replace their existing home loan with a new one. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can assist with lowering your interest rate or changing your loan term.

What Does a Mortgage Refinance Company in Henderson Cost?

Typical costs for a mortgage refinance in Kentucky range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees, title insurance, and recording fees. For a 150,000 dollar loan, closing costs might be between 3,000 and 7,500 dollars. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Henderson Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. This timeline can vary based on your lender and the complexity of your financial situation.

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