Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 19 mortgage refinance companies in Wichita Falls, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Haskell - Level Up Lenders - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
(817) 773-1860
flatbranchhomeloans.com
Texoma Community Credit Union
4019 Southwest Pkwy, Wichita Falls, TX 76308
(940) 851-4000
texomacu.com
Caroline Groves - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
(940) 923-0085
carolinehomeloans.com
OneMain Financial
4214 Kell E Blvd #107, Wichita Falls, TX 76309
(940) 696-1945
onemainfinancial.com
Security Finance
2910 Kemp Blvd Suite 107, Wichita Falls, TX 76308
(940) 761-1007
securityfinance.com
Yvonne Oden - RWM Mortgage
2629 Plaza Pkwy Suite B-20, Wichita Falls, TX 76308
(940) 224-5576
thrivemortgage.com
First United Bank
Parker Square Shopping Center, 2904 Garnett Ave, Wichita Falls, TX 76308
(940) 322-9900
firstunited.bank
Gaby Lockhart | Mortgage Broker
1101 Scott Ave #8, Wichita Falls, TX 76301
(940) 704-7065
gabylockhart.com
Republic Finance
5120 Greenbriar Rd Suite 306, Wichita Falls, TX 76302
(940) 276-1114
locations.republicfinance.com
Flat Branch Home Loans
5113 Ditto Ln Suite 103, Wichita Falls, TX 76302
(940) 276-1160
flatbranchhomeloans.com
What Does a Mortgage Refinance Company in Wichita Falls Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash out refinances to 80 percent of the home value. You also have a 12 day right of rescission after signing. These rules protect homeowners from over borrowing.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory 12 day waiting period for cash out loans.