Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Balch Springs, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4101 Pioneer Rd Suite 200, Balch Springs, TX 75180
9722874181
Texas Car Title and Payday Loan Services, Inc.
11931 Elam Rd #101, Balch Springs, TX 75180
9725575787
PNC Mortgage
12601 Lake June Rd, Balch Springs, TX 75180
2147650861
Chase Mortgage
12329 Lake June Rd, Balch Springs, TX 75180
9722859670
What Does a Mortgage Refinance Company in Balch Springs Cost?
Typical costs for a mortgage refinance in Texas range from 2 to 5 percent of the loan amount. This includes lender fees, title insurance, appraisal fees around 400 to 600 dollars, and recording fees. Texas also charges a state mortgage tax of 0.50 per 100 dollars on the loan amount for most refinances. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80 percent of the home value. This rule comes from Section 50(a)(6) of the Texas Constitution. You cannot exceed this limit even if you have good credit.
How long does a refinance take in Balch Springs?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal availability and lender workload. Texas requires a three business day right of rescission after signing.
Do I need a home appraisal for refinancing in Texas?
Most refinance lenders in Texas require a new appraisal to confirm home value. This is especially important for cash-out refinances due to the 80 percent limit. Some streamline programs may waive the appraisal if you are not taking cash out.