Find Mortgage Refinance Companies in Addison, TX
Looking for a mortgage refinance company in Addison? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 14 mortgage refinance companies in Addison, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Addison Texas help homeowners lower their interest rates or change loan terms. Texas law has unique rules for cash-out refinances including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders in Addison understand the Dallas-Fort Worth housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Addison Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80 percent of the home value. You must also wait 12 days after applying before closing. This rule is part of Section 50(a)(6) of the Texas Constitution.
How long does a mortgage refinance take in Addison?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a timeline estimate.