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Compare mortgage refinance companies in Alvin. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Alvin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Alvin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2625 South Loop 35, Alvin, TX 77511
2812993200
Guild Mortgage- Rene Key
112 S Gordon St, Alvin, TX 77511
8178009967
Corey Fouts Home Loans - Secure Mortgage
400 E House St, Alvin, TX 77511
8324964633
Mortgage refinance companies in Alvin Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinances under Section 50(a)(6) of the Texas Constitution. These rules limit the loan amount to 80 percent of the home value and require a 12-day waiting period after closing.
What Does a Mortgage Refinance Company in Alvin Cost?
Typical costs for a mortgage refinance in Texas range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, closing costs often fall between 4,000 and 10,000 dollars. These costs include appraisal fees 400 to 700 dollars, title insurance 1,000 to 2,000 dollars, and lender origination fees. Texas law also requires a survey and a home inspection for some loans. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas has a homestead law that protects your primary residence. For a cash-out refinance, the total loan amount cannot exceed 80 percent of the home's appraised value. You also have a 12-day right of rescission after signing.
How long does a mortgage refinance take in Alvin Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory 12-day waiting period for cash-out loans. Delays can happen if documents are missing.
What credit score is needed to refinance in Texas?
Most lenders require a minimum credit score of 620 for a conventional refinance. FHA loans may accept scores as low as 580. Texas law does not set a specific credit score requirement but lenders set their own standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.