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Looking for a mortgage refinance company in Anna? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Anna, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Anna, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Credit Union
2616 W White St, Anna, TX 75409
2147489393
Lending4Winners | Mortgages | Refinance
3124 Lakeshore Dr, Anna, TX 75409
4698857421
Charles Johnston
1714 Stonefield Dr, Anna, TX 75409
3302410865
Mortgage refinance companies in Anna Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Collin County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Anna Cost?
Typical costs for a mortgage refinance in Texas range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Collin County may also include recording fees and survey costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary residence as a homestead. For a cash-out refinance, the loan amount cannot exceed 80% of the home value. You also have a three-day right of rescission after closing.
How long does a mortgage refinance take in Anna Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory 12-day waiting period for cash-out loans.
What documents do I need for a refinance in Anna?
You generally need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a copy of your current deed and proof of homeowners insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.