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Showing 3 mortgage refinance companies in Argyle, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Park - Mortgage Broker - Edge Home Finance
1424 8th St, Argyle, TX 76226
(214) 793-8725
parkthebroker.com
M+H Mortgage powered by Barrett Financial
1921 Business Pk Blvd Suit C, Argyle, TX 76226
(682) 704-5176
mandhmortgage.com
What Does a Mortgage Refinance Company in Argyle Cost?
Typical costs for a mortgage refinance in Texas range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars lender origination fees of 0.5% to 1% and title insurance which can cost 1500 to 3000 dollars. Third-party fees like credit reports and recording fees add 100 to 500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects homestead property from forced sale for most debts. For a cash-out refinance you cannot borrow more than 80% of the home value. You also have a three-day right of rescission after closing.
How long does a mortgage refinance take in Argyle Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal underwriting and a mandatory 12-day waiting period for cash-out loans. Delays can happen if additional documents are needed.
What documents do I need for a refinance in Argyle?
You will need recent pay stubs tax returns bank statements and a valid ID. Texas lenders also require a copy of your current deed of trust and proof of homeowners insurance. Self-employed borrowers may need profit and loss statements.