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Compare mortgage refinance companies in Athens. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Athens, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Athens, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
607 E Tyler St Suite 110-A, Athens, TX 75751
9036759054
Western Finance
607 E Tyler St STE 110B, Athens, TX 75751
9036755501
Security Finance
607 E Tyler St #114, Athens, TX 75751
9036755661
VeraBank
739 E Tyler St, Athens, TX 75751
9036750011
Texas Farm Credit
205 Crestway St, Athens, TX 75751
9036758010
Mortgage refinance companies in Athens Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Henderson County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Athens Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,000 dollars. Closing costs usually total 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects homesteads by limiting cash-out refinances to 80% of the home value. You must also wait 12 days after applying before closing. These rules do not apply to rate-and-term refinances.
How long does a mortgage refinance take in Athens Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Cash-out refinances may take longer due to the mandatory 12-day waiting period and additional paperwork.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.