Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 mortgage refinance companies in Temple, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jamie Cooley - Fairway Home Mortgage
3923 S General Bruce Dr, Temple, TX 76502
2545229363
Extraco Banks | Temple: South 31st
3615 S 31st St, Temple, TX 76502
2547745500
Fairway Independent Mortgage Temple
3923 S General Bruce Dr, Temple, TX 76502
2542310597
Regional Finance
4311 W Adams Ave Suite 208, Temple, TX 76504
2547714145
Texell Home Loans
7083 Members Pkwy #317, Temple, TX 76502
2547745104
Danielle M Garcia | Fairway Independent Mortgage Corporation Loan Officer
3923 S General Bruce Dr, Temple, TX 76502
2546816000
OneMain Financial
3809 S General Bruce Dr #102, Temple, TX 76502
2547912240
Paul McCray | Fairway Independent Mortgage Corporation Loan Officer
3923 S General Bruce Dr, Temple, TX 76502
2547187970
Cherie Walters
354 Green Hollow Dr, Temple, TX 76502
2547776244
Extraco Mortgage | Temple: Canyon Creek
903 Canyon Creek Dr, Temple, TX 76502
2547745500
Brad S Dragoo | Fairway Independent Mortgage Corporation SVP Area Manager
3923 S General Bruce Dr, Temple, TX 76502
2549330036
Donna Sue Lawless | Fairway Independent Mortgage Corporation Loan Officer
3923 S General Bruce Dr, Temple, TX 76502
2542659010
SWBC Mortgage Corporation
204 Paloma Dr Ste 100, Temple, TX 76502
2547737123
Brad Dragoo - Fairway Independent Mortgage Corporation
3923 S General Bruce Dr, Temple, TX 76502
2542310597
PNC Mortgage
1315 S 31st St, Temple, TX 76504
2547735241
PNC Mortgage
1004 Marlandwood Rd, Temple, TX 76502
2547705145
What Does a Mortgage Refinance Company in Temple Cost?
Typical costs for a mortgage refinance in Temple Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, title insurance of 800 to 1,500 dollars, and recording fees of 30 to 100 dollars. Total closing costs often range from 2,000 to 5,000 dollars. Texas also charges a state mortgage tax of 0.25 percent on the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash out refinances to 80 percent of the home value. You must wait 12 days after applying before closing. The loan must be a first lien and you cannot have more than one home equity loan at a time.
How long does a mortgage refinance take in Temple Texas?
A standard refinance in Temple usually takes 30 to 45 days from application to closing. Texas requires a 12 day waiting period for home equity loans. Delays can happen if your appraisal or title work takes longer.
Do I need a survey for a refinance in Temple Texas?
Many lenders in Texas require a new survey or a survey affidavit for refinances. This confirms property boundaries and easements. The cost is typically 350 to 700 dollars depending on the property size.