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Browse mortgage refinance companies serving Rockwall, Texas. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Rockwall, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 mortgage refinance companies in Rockwall, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Integrity Mortgage Corporation of Texas
5 Horizon Ct, Rockwall, TX 75032
2143420044
William Branch Group - CrossCountry Mortgage
6540 Alliance Dr #130, Rockwall, TX 75032
2147890477
Jesse Young -Neighborhood Loans
2701 Sunset Ridge Dr, Rockwall, TX 75032
8179391467
Summit Funding, Inc.
2313 Ridge Rd Suite 105, Rockwall, TX 75087
9728403388
Mark Eastin-Clear Modern Mortgage
1215 Arista Dr #102, Rockwall, TX 75032
9033558417
Lone Star Reverse Mortgage
6105 Volunteer Pl, Rockwall, TX 75032
9723883338
Sherri Crayne - Highlands Residential Mortgage
2701 Sunset Ridge Dr, Rockwall, TX 75032
2145330123
Granite Mortgage
838 Cordoba Ln, Rockwall, TX 75087
9729535566
Reverse TX Mortgage
311 E Interstate 30 #103, Rockwall, TX 75087
9166024455
PJ (Patti Jo) Hollon - loanDepot
110 Greenhill Ln Suite 327, Rockwall, TX 75087
8176908810
THE JZ TEAM-SOUTHWEST FUNDING, LP
1650 S John King Blvd Suite A, Rockwall, TX 75032
2144759980
Jennifer Staton - Integrity Mortgage Corporation of Texas
5 Horizon Ct, Rockwall, TX 75032
4695434814
Rockwall Mortgage Co
105 W Kaufman St, Rockwall, TX 75087
9727717274
Mortgage Resource of Texas
311 E Interstate 30 #103, Rockwall, TX 75087
2147638458
Rate
1101 Ridge Rd Suite 228, Rockwall, TX 75087
2145504840
A mortgage refinance company in Rockwall Texas helps homeowners adjust their loan terms or lower their interest rate. Texas law has specific rules for cash-out refinancing, including a 80 percent loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local companies understand the Rockwall real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Rockwall Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can be 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These numbers vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinancing to 80 percent of your homes value. You must also wait 12 months after your last refinance to do another cash-out. This rule is in the Texas Constitution Section 50(a)(6).
How long does a refinance take in Rockwall Texas?
A typical refinance in Texas takes 30 to 45 days. The process includes appraisal, underwriting, and a three-day rescission period after closing. Delays can happen if extra documents are needed.
Do I need a home appraisal for refinancing in Rockwall?
Yes, most lenders require a home appraisal to determine current market value. The cost is usually between 400 and 700 dollars. Some streamline programs may waive the appraisal in certain cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.