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Find Mortgage Refinance Companies in Port Arthur, TX
Directory of mortgage refinance companies in Port Arthur, Texas. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Port Arthur, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 mortgage refinance companies in Port Arthur, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4700 FM 365 Suite I, Port Arthur, TX 77642
4093449981
Security Finance
1907 Jefferson Dr Suite 400, Port Arthur, TX 77642
4099606524
First Financial Mortgage
3260 Central Mall Dr, Port Arthur, TX 77642
4098833563
Republic Finance
4700 FM 365 Suite N, Port Arthur, TX 77642
4097223200
Republic State Mortgage - Crystal Fabre
8460 Central Mall Dr f, Port Arthur, TX 77642
4093134340
Republic State Mortgage
8460 Central Mall Dr, Port Arthur, TX 77642
4098995100
Texas Mortgage Associates
4700 FM 365 Suite R, Port Arthur, TX 77642
4097274663
Commercial Lending Port Arthur, Texas
2901 Turtle Creek Dr, Port Arthur, TX 77642
4093163505
Hard Money Lenders Port Arthur TX
4749 Twin City Hwy, Port Arthur, TX 77642
4094196118
First Financial Mortgage
8535 Central Mall Dr, Port Arthur, TX 77642
4097268000
PNC Mortgage
8150 Memorial Blvd, Port Arthur, TX 77642
4097290243
Mortgage refinance companies in Port Arthur Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders can guide you through the process and help you meet state requirements.
What Does a Mortgage Refinance Company in Port Arthur Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs usually range from 2% to 5% of the loan total. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80% of the homes value. You must also wait 12 months after your previous refinance to get a new cash-out loan. This rule comes from the Texas Constitution Section 50(a)(6).
How long does a refinance take in Port Arthur?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Local companies in Port Arthur can help speed up the process.
Do I need a home appraisal for refinancing?
Yes, most refinance loans in Texas require a full appraisal. The appraisal tells the lender the current value of your home. Some streamline programs may waive this, but it is rare in Texas.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.