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Find Mortgage Refinance Companies Near You in Plano, TX

Looking for a mortgage refinance company in Plano? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Plano, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Plano, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First United Mortgage Group
3930 Dallas Pkwy, Plano, TX 75093
4696066222
Goodmortgage
5800 Tennyson Pkwy, Plano, TX 75024
8443723042
JoshMoodyLoans.com - The Moody Team
5000 Legacy Dr #180, Plano, TX 75024
9799972899
The Richard Woodward Team Nexa Mortgage
7820 Hague Ct, Plano, TX 75025
2149451066
Highland HomeLoans - Plano, TX
5700 Granite Pkwy, Plano, TX 75024
2146194850
Aspire Mortgage Advisors
3608 Preston Rd Suite 200, Plano, TX 75093
2145633368
Prime Choice Lending.
400 Chisholm Pl # 406, Plano, TX 75075
9724028480
Mutual of Omaha Mortgage
6275 W Plano Pkwy Suite 275, Plano, TX 75093
2142565929
Great Western Home Loans
5408 W Plano Pkwy, Plano, TX 75093
9724079900
WeDoLoans (Home/Commercial)
5465 Legacy Dr #650, Plano, TX 75024
2143056936
Rob Kuehne Team - Pinnacle Home Loans
7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024
2145424095
Willow Bend Mortgage Company, (#117371) - Plano
5800 W Plano Pkwy Ste #105, Plano, TX 75093
9728181666
H2 Lending LLC
1721 W Plano Pkwy Ste 221, Plano, TX 75075
2149912933
Dream Home Mortgage
6005 W Park Blvd, Plano, TX 75093
9722455626
Home Loans by Texas Best Loan Officer
1920 Jubilee Rd, Plano, TX 75093
2145324770
Elevate Home Mortgage
101 E Park Blvd Suite 600, Plano, TX 75074
8175830986
Jack Cooper Mortgage
1400 Preston Rd #290, Plano, TX 75093
2143547891
First Lending
4888 Dexter Dr #100, Plano, TX 75093
9728182800
Nortex Mortgage
2500 Dallas Pkwy #108, Plano, TX 75093
9728675626
Home Of Mortgage LLC
6275 W Plano Pkwy Office 5119, Plano, TX 75093
2148387070

Mortgage refinance companies in Plano Texas help homeowners lower their rate or change loan terms. Texas law under Section 50(a)(6) of the state constitution limits cash-out refinances to 80 percent of the home value. Plano residents can work with local lenders to review their options and find a suitable loan program.

What Does a Mortgage Refinance Company in Plano Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance which can cost 1,000 to 2,000 dollars. Texas also charges a state mortgage tax of 0.50 per 100 dollars on the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80 percent of the home value. This rule is in the state constitution and applies to all primary residences. You must also wait 12 months between cash-out refinances.
How long does a mortgage refinance take in Plano?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on appraisal and under review. Texas law requires a three day rescission period after closing.