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Find Mortgage Refinance Companies Near You in North Richland Hills, TX
Looking for a mortgage refinance company in North Richland Hills? Review the directory below to compare your options.
17 agents listed
Updated June 2026
North Richland Hills, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage refinance companies in North Richland Hills, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selena Ward - Benchmark Mortgage
8201 Mid Cities Blvd Ste 200, North Richland Hills, TX 76180
Mortgage refinance companies in North Richland Hills Texas help homeowners lower their interest rate or change loan terms. Texas law has specific homestead protections that affect cash-out refinances, limiting the loan amount to 80% of the home value. Local lenders can guide you through these rules and help you find a suitable refinance option.
What Does a Mortgage Refinance Company in North Richland Hills Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs often total 2% to 5% of the loan amount. For a $200,000 loan, that is $4,000 to $10,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in North Richland Hills?
A mortgage refinance company is a lender that helps you replace your current home loan with a new one. In North Richland Hills, these companies must follow Texas laws on homestead equity loans. They can help you lower your rate or change your loan term.
How does Texas law affect refinancing in North Richland Hills?
Texas law limits cash-out refinances to 80% of the home value and requires a 12-day waiting period after closing. You must also sign a specific homestead affidavit. These rules protect homeowners from excessive borrowing.
What documents do I need for a refinance in North Richland Hills?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a copy of your current deed and homestead exemption information. Gather these documents before applying.
Mortgage Refinance Companies in Other Texas Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.