Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 mortgage refinance companies in Magnolia, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Home Equity Network (H Mortgage)
121 Magnolia Reserve Loop, Magnolia, TX 77354
2813046353
NRL Mortgage- The Woodlands
33018 Tamina Rd #10, Magnolia, TX 77354
8322205524
Mid America Mortgage Inc.
6018 FM 1488 Road, Magnolia, TX 77354
9362738255
Upward Home Loans
14319 Timbergreen Dr, Magnolia, TX 77355
2813571400
MJ Mortgage
33130 Magnolia Cir Suite 15, Magnolia, TX 77354
2816082846
Commercial Loans of Texas
26611 Weir Way, Magnolia, TX 77355
8778953634
Mortgage-Outfitters
33300 Egypt Ln # A700, Magnolia, TX 77354
8329342040
Home Loans of Texas - Mitchell Mortgage
32731 Egypt Ln Ste 501, Magnolia, TX 77354
7135452004
GFS Home Loans
Gold, 1010 Magnolia Blvd Suite F, Magnolia, TX 77355
2813810150
FBC Mortgage, LLC
7214 FM 1488 Road #103, Magnolia, TX 77354
8664132563
Mega Mortgage of Texas
5327 FM 1488, Magnolia, TX 77354
2812590400
Design Mortgage Group
7511 FM 1488, Magnolia, TX 77354
9365212000
Union Home Mortgage
32731 Egypt Ln Ste 501, Magnolia, TX 77354
8327304642
First Financial Mortgage
5424 FM 1488, Magnolia, TX 77354
9362734700
Builders Priority Mortgage
5327 FM 1488 suite f, Magnolia, TX 77354
2812598899
Mortgage, Bank of America
6612 FM 1488, Magnolia, TX 77354
2812593500
Chase Home Lending
6611 FM 1488, Magnolia, TX 77354
7138825505
What Does a Mortgage Refinance Company in Magnolia Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $600, title search and insurance of $800 to $1,200, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs often total 2% to 5% of the loan value. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law under Section 50(a)(6) limits home equity refinancing to 80% of the home value. You must also wait 12 months after your last refinance to do another one. These rules protect homeowners from excessive debt.
How long does a mortgage refinance take in Magnolia?
A typical refinance in Texas takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and legal review. Delays can occur if documents are incomplete.
Do I need a lawyer to refinance in Texas?
Texas law does not require a lawyer for refinancing, but many homeowners use one to review documents. The lender provides a closing disclosure that explains all terms. You can choose to consult a lawyer for complex cases.