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Compare mortgage refinance companies in Los Fresnos. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Los Fresnos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Los Fresnos, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
324 W Ocean Blvd Ste 101, Los Fresnos, TX 78566
9562330195
Security Finance
324 W Ocean Blvd Suite 102, Los Fresnos, TX 78566
9562331916
A mortgage refinance company in Los Fresnos Texas helps homeowners replace their existing home loan with a new one. Texas has specific homestead laws that limit cash-out refinancing to 80% of the home value. Local companies can guide you through these rules and help you find a loan that fits your goals.
What Does a Mortgage Refinance Company in Los Fresnos Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Los Fresnos?
A mortgage refinance company is a business that helps homeowners get a new loan to replace their current mortgage. In Los Fresnos these companies work with local lenders and follow Texas state regulations.
What are the Texas rules for cash-out refinancing?
Texas law limits cash-out refinancing to 80% of the home value. You also must wait 12 months after your previous mortgage closing before doing a cash-out refinance. These rules are part of the Texas Constitution.
How long does a refinance take in Los Fresnos Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender and your specific situation. Texas requires a three-day rescission period after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.