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Looking for a mortgage refinance company in Krum? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Krum, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Krum, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SouthState Bank
1101 E McCart St, Krum, TX 76249
9404826882
First United Bank - Mortgage Group
960 E McCart St, Krum, TX 76249
9407839333
A mortgage refinance company in Krum Texas can help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances under Section 50(a)(6) of the Texas Constitution. These rules limit the total loan amount to 80% of the home value and require a 12-day waiting period after closing.
What Does a Mortgage Refinance Company in Krum Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 1,000 to 2,000 dollars. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects homestead property from forced sale. For a cash-out refinance, the loan cannot exceed 80% of the home value. You also have a three-day right of rescission after signing.
How long does a mortgage refinance take in Krum?
A typical refinance in Texas takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and the mandatory 12-day waiting period for cash-out loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.