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Compare Mortgage Refinance Companies in Garland, TX
Looking for a mortgage refinance company in Garland? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Garland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 mortgage refinance companies in Garland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lock It Mortgage
3901 W Walnut St, Garland, TX 75042
8888705625
Fairway Independent Mortgage Corporation
375 Cedar Sage Dr #250, Garland, TX 75040
9722783400
Fairway Home Mortgage - The Heritage Group
1417 E Interstate 30 Suite 5, Garland, TX 75043
9722783400
Promise Mortgage LLC
4306 Curlew Ln, Garland, TX 75043
9728056326
Vstar Lending LLC
3112 N Jupiter Rd #213A, Garland, TX 75044
8776555055
Terri Waggoner | Fairway Home Mortgage
1417 I-30 Suite 5, Garland, TX 75043
9725527771
Not Your Average Lender
310 E Interstate 30 Suite M101, Garland, TX 75043
9722039033
Kristy Osborn | Fairway Home Mortgage
1417 E Interstate 30 Suite 5, Garland, TX 75043
9728419147
RBFCU - Garland
5005 N President George Bush Hwy, Garland, TX 75040
2109453300
Revolution Mortgage
750 Colonel Dr Suite 2A, Garland, TX 75043
9726459222
Cuesta Mortgage powered by Not Your Average Lender
310 E Interstate 30 b107, Garland, TX 75043
2145669497
Jennifer Aleman Salazar | Fairway Home Mortgage
1417 E Interstate 30 Suite 5, Garland, TX 75043
2145345600
Chase Mortgage
3200 Broadway Blvd, Garland, TX 75043
9728407785
Lightning Lending
3544 W Walnut St, Garland, TX 75042
9729055820
Mortgage Funding Solutions
1919 S Shiloh Rd Suite 518, Garland, TX 75042
4699296075
Mortgage refinance companies in Garland, Texas help homeowners adjust their loan terms or lower their interest rates. Texas has specific homestead laws under Section 50(a)(6) of the Texas Constitution that limit cash-out refinances to 80% of the home value. These companies guide Garland residents through the refinance process while ensuring compliance with state regulations.
What Does a Mortgage Refinance Company in Garland Cost?
Typical costs for a mortgage refinance in Garland, Texas include an appraisal fee of $400 to $700, title insurance of $1,000 to $2,500, and origination fees of 0.5% to 1% of the loan amount. Closing costs generally range from 2% to 5% of the loan value. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a cash-out refinance in Texas?
A cash-out refinance lets you take equity from your home as cash. In Texas, this type of refinance is limited to 80% of the home value under the Texas Constitution. You must also wait 12 months after your previous refinance to apply.
How long does a mortgage refinance take in Garland?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer. Texas law requires a 3-day right of rescission after closing.
Do I need a home appraisal for refinancing in Texas?
Most refinance loans in Texas require a home appraisal to confirm the property value. The appraisal cost is usually paid by the borrower. Some streamline programs may waive the appraisal if you meet certain conditions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.