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Find Mortgage Refinance Companies in Fabens, TX

Compare mortgage refinance companies in Fabens. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Fabens, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Fabens, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Inter-America Finance
919 Fabens Rd B, Fabens, TX 79838
9157642274
Maverick Finance
220 E Main St Space B, Fabens, TX 79838
9157640541
Midwest Finance
118 W Main St, Fabens, TX 79838
9157644446

Mortgage refinance companies in Fabens Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit on homestead properties. Local lenders can guide you through the process and explain how Texas property laws affect your refinance options.

What Does a Mortgage Refinance Company in Fabens Cost?

Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, lender origination fees of 0.5% to 1.5% of the loan amount, and title insurance which can cost $1,000 to $2,500. Closing costs usually total 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas homestead law for refinancing?
Texas law protects homestead properties with special rules. For a cash-out refinance, the total loan amount cannot exceed 80% of the home value. You also must wait 12 months after your last cash-out refinance to do another one.
How long does a mortgage refinance take in Fabens Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a three-day rescission period after signing. Delays can happen if documents are missing.
What documents do I need for a refinance in Fabens?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a copy of your current deed and a valid photo ID. Self-employed borrowers may need additional profit and loss statements.