Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage refinance companies in El Paso, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Service Federal Credit Union
545 N Americas Ave, El Paso, TX 79907
(800) 525-9570
ssfcu.org
Change Home Mortgage - El Paso
11331 James Watt Dr F100, El Paso, TX 79936
(915) 493-8977
changemtg.com
SecurityNational Mortgage THE EL PASO LENDING TEAM
1600 Lee Trevino Dr ST. A-1, El Paso, TX 79936
(915) 920-1763
artnieto.com
Insight Mortgage Company
300 Thunderbird Dr, El Paso, TX 79912
(915) 525-3053
insightmortgagecompany.com
Home Plate Mortgage
6070 Gtwy Blvd E Ste 311, El Paso, TX 79905
(915) 540-5788
homeplatemortgage.com
Sun City Home Loans
1155 Westmoreland Dr SUITE. 107 Suite130, El Paso, TX 79925
(915) 276-7629
suncityhomeloans.com
ReAnn Gonzalez Mortgage Broker - Edge Home Finance
7362 Remcon Cir #3, El Paso, TX 79912
(915) 595-1112
reanngonzalezteam.com
SecurityNational Mortgage Company
1600 Lee Trevino Dr A 1, El Paso, TX 79936
(915) 339-0569
mortgage.snmc.com
First Community Mortgage
10961 Gateway Blvd W Suite 200, El Paso, TX 79935
(915) 843-2681
fcmloans4u.com
Town Square Mortgage, El Paso, TX
1344 N Zaragoza Rd Suite A, El Paso, TX 79936
(915) 271-4591
tsmlending.com
Nathan Stringfield at CrossCountry Mortgage
6700 N Mesa St Suite 1, El Paso, TX 79912
(915) 201-4820
stringfieldteam.com
Prime Mortgage LLC
550 S Mesa Hills Dr STE A1, El Paso, TX 79912
(915) 587-7463
elpasoprimemortgage.com
New American Funding - Leslie Bergen
550 S Mesa Hills Dr Suite F-1, El Paso, TX 79912
(915) 479-5626
newamericanfunding.com
Eddie Flores III - Change Home Mortgage NMLS #1572747
11331 James Watt Dr F100, El Paso, TX 79936
(915) 346-1905
changemtg.com
What Does a Mortgage Refinance Company in El Paso Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 600 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan. Texas law limits fees on home equity loans to 2 percent of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinance loans to 80 percent of the home value. You also have a right to rescind the loan within three business days after signing. This rule protects homeowners from borrowing too much.
How long does a mortgage refinance take in El Paso?
A typical refinance in El Paso takes 30 to 45 days from application to closing. The timeline depends on the lender, appraisal, and title work. Texas law requires a 12-day waiting period for home equity loans.
What documents do I need for a refinance in Texas?
You need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a copy of your current deed of trust. Having these ready speeds up the process.