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Compare Mortgage Refinance Companies in Copperas Cove, TX
Looking for a mortgage refinance company in Copperas Cove? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Copperas Cove, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Copperas Cove, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Community Mortgage
107 W Hwy 190, Copperas Cove, TX 76522
2545425100
OneMain Financial
175 W BUS 190 #1, Copperas Cove, TX 76522
2545475184
Mortgage Lender Copperas Cove TX
107 W Hwy 190, Copperas Cove, TX 76522
2542551508
A mortgage refinance company in Copperas Cove Texas helps homeowners replace their existing home loan with a new one. Texas law under Section 50(a)(6) of the Texas Constitution limits cash-out refinances to 80% of the home value. Local lenders in Copperas Cove can guide you through these specific state requirements.
What Does a Mortgage Refinance Company in Copperas Cove Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance fees of $1,000 to $2,000. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects homestead properties. For a cash-out refinance, you cannot borrow more than 80% of the home appraised value. You also have a three day right to cancel after signing the loan documents.
How long does a refinance take in Copperas Cove?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and property appraisal scheduling in Coryell County.
Do I need a new appraisal for a Texas refinance?
Yes, most Texas refinance loans require a new appraisal. The appraisal confirms the current market value of your home and is required by the lender to meet state and federal lending rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.