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Find Mortgage Refinance Companies in Webster, NY

Directory of mortgage refinance companies in Webster, New York. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Webster, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Webster, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1900 Empire Blvd, Webster, NY 14580
5856714200
Tier One Mortgage
40 Barrett Dr, Webster, NY 14580
5852820960
Preferred Mortgage Corporation of New York
1674 Empire Blvd suite 200, Webster, NY 14580
5852882930
Mark Leach Rochester's Mortgage Originator NMLS 24112
1120 Crosspointe Ln #4b, Webster, NY 14580
5855766605
Chase Home Lending
920 Holt Rd, Webster, NY 14580
6088294650
Chase Home Lending
1950 Empire Blvd, Webster, NY 14580
5853094403

Mortgage refinance companies in Webster New York help homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a clear Loan Estimate within three business days of application. Local Webster lenders understand the Monroe County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Webster Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. New York also imposes a mortgage recording tax of 0.75 percent to 1.05 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Webster New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York state fees for mortgage refinancing?
Yes, New York charges a mortgage recording tax on refinances. This tax is typically 0.75 percent to 1.05 percent of the loan amount, depending on the county. Monroe County applies the standard state rate.