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Compare Mortgage Refinance Companies in Bohemia, NY
Directory of mortgage refinance companies in Bohemia, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Bohemia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Bohemia, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jet Direct Mortgage
4875 Sunrise Hwy # 300, Bohemia, NY 11716
6315741306
RealFi Home Funding Corp.
4875 Sunrise Hwy #101, Bohemia, NY 11716
6315692865
South Fork Funding
2000 Arctic Ave, Bohemia, NY 11716
6313892250
A mortgage refinance company in Bohemia New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Suffolk County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Bohemia Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. New York also charges a mortgage recording tax which can add thousands of dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bohemia New York?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. New York law requires a three business day right of rescission after signing.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances. The tax rate varies by county; in Suffolk County it is 1.05% of the loan amount. Some exemptions may apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.