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Find Mortgage Refinance Companies in Baldwinsville, NY
Compare mortgage refinance companies in Baldwinsville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seneca Savings
35 Oswego St, Baldwinsville, NY 13027
3156380233
Upstate Premier Mortgage
57 E Genesee St, Baldwinsville, NY 13027
3153261271
Mortgage refinance companies in Baldwinsville New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Good Faith Estimate within three days of application. Local companies can guide you through the state specific refinance process including New York mortgage recording tax rules.
What Does a Mortgage Refinance Company in Baldwinsville Cost?
Typical costs for a mortgage refinance in New York range from 2% to 5% of the loan amount. This includes lender origination fees appraisal fees title search and New York mortgage recording tax. For a $200,000 loan costs could be $4,000 to $10,000. Actual costs depend on your loan size credit score and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Baldwinsville New York?
You typically need pay stubs tax returns bank statements and a valid ID. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days. New York law requires a three day right of rescission after closing for most refinances.
Are there New York specific fees for refinancing?
Yes New York charges a mortgage recording tax on refinances. This tax varies by county and can be 0.75% to 1.05% of the loan amount. Some lenders also charge title insurance and legal fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.