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Directory of mortgage refinance companies in Bedford, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Bedford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DE Capital Mortgage
438 Old Post Rd #101, Bedford, NY 10506
9142344590
Chase Home Lending
420 Old Post Rd, Bedford, NY 10506
9145237582
David Kossow - Chase Home Lending Advisor - NMLS ID 429833
420 Old Post Rd, Bedford, NY 10506
9145237582
Mortgage refinance companies in Bedford New York help homeowners adjust loan terms or lower interest rates. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Westchester County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Bedford Cost?
Typical costs for a mortgage refinance in New York range from 2% to 5% of the loan amount. This includes lender fees appraisal fees title insurance and the New York mortgage recording tax which in Westchester County is about 1.8% of the loan. Some lenders offer no-closing-cost refinances but these usually come with a higher interest rate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bedford New York?
You typically need recent pay stubs tax returns bank statements and proof of homeowners insurance. New York lenders also require a property appraisal to confirm home value. Your lender will provide a full list based on your situation.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. New York law mandates a three-day right of rescission after closing for most refinances.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax on refinances which can be 1.8% to 2.175% of the loan amount depending on the county. Westchester County applies this tax. You may also pay title insurance and attorney fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.