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Looking for a mortgage refinance company in Astoria? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Astoria, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage refinance companies in Astoria, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tony Ayala at CrossCountry Mortgage
31-19 Newtown Ave Suite 305, Astoria, NY 11102
7185405214
Rafael Reyes at CrossCountry Mortgage
31-19 Newtown Ave Suite 305, Astoria, NY 11102
7186631236
Foxx Capital Funding, Inc.
34-03 Broadway, Astoria, NY 11106
7187268181
A mortgage refinance company in Astoria New York helps homeowners lower their monthly payments or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Astoria lenders understand Queens property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Astoria Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of $400 to $700, title search and insurance of $1,500 to $3,000, and lender origination fees of 0.5% to 1% of the loan amount. In Queens the mortgage recording tax adds 1.8% to 2.0% of the new loan balance. Attorney review fees range from $500 to $1,500. Note that costs vary by situation and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Astoria New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission after closing for most refinances. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax on refinances, which can be 1.8% to 2.0% of the loan amount in Queens. You may also pay title insurance fees, appraisal fees, and attorney review costs. These fees are listed in your Loan Estimate provided by the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.