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Find Mortgage Refinance Companies Near You in Brockport, NY
Looking for a mortgage refinance company in Brockport? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Brockport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Brockport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brockport Federal Credit Union
400 West Ave, Brockport, NY 14420
5856379179
Chase Mortgage
66 Main St S, Brockport, NY 14420
5856373946
Mortgage refinance companies in Brockport, New York help homeowners lower their interest rate, change loan terms, or access home equity. New York law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local Brockport residents can benefit from working with companies familiar with Monroe County property values and New York State recording fees.
What Does a Mortgage Refinance Company in Brockport Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. New York also charges a mortgage recording tax, which in Monroe County is about 1.05 percent of the loan amount. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Brockport New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if title work in Monroe County takes extra time.
Are there New York state taxes on mortgage refinancing?
New York imposes a mortgage recording tax on refinances, which varies by county. In Monroe County the tax is approximately 1.05 percent of the loan amount. Some refinances may qualify for a reduced rate if the loan is for home improvement.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.