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Looking for a mortgage refinance company in Bayside? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Bayside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Bayside, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cardinal Financial Company - Lir Dahl
215-15 Northern Blvd Suite 302, Bayside, NY 11361
6466208744
Daniela Vaca
42-40 Bell Blvd, Bayside, NY 11361
3474964437
Mortgage refinance companies in Bayside New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Queens property values and can guide you through state-specific closing procedures.
What Does a Mortgage Refinance Company in Bayside Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5% to 1% of the loan amount, and title insurance ranging from 1,000 to 3,000 dollars. The New York mortgage recording tax in Queens County is 1.925% of the loan principal. Attorney fees for closing can add 1,500 to 3,000 dollars. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Bayside New York?
A typical refinance in New York takes 30 to 45 days from application to closing. Delays can occur if the property is in a cooperative or condominium requiring board approval.
What documents do I need for a refinance in New York?
You need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York also requires a property survey or title insurance commitment.
Are there New York specific fees for refinancing?
Yes. New York charges a mortgage recording tax on refinances, which is 1.925% of the loan amount in Queens County. This tax is in addition to lender fees and appraisal costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.