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Find Mortgage Refinance Companies in Rochester, NY
Looking for a mortgage refinance company in Rochester? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 20 mortgage refinance companies in Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Monroe
3144 S Winton Rd Suite 600, Rochester, NY 14623
5856250866
Mariner Finance
2496 W Ridge Rd ste a-1, Rochester, NY 14626
5858651130
Premium Mortgage Corporation
2541 Monroe Ave, Rochester, NY 14618
5852410000
Robb E Everhart | Fairway Independent Mortgage Corporation Area Manager
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855079962
Joe Petralia, Mortgage Loan Officer @ Genesee Regional Bank (GRB)
1850 S Winton Rd, Rochester, NY 14618
5854025084
OneMain Financial
2518 Ridgeway Ave, Rochester, NY 14626
5852274660
Oxford Capital Mortgage
16 W Main St #231, Rochester, NY 14614
5852327202
Haus Capital Corporation
42 S Washington St Suite 102, Rochester, NY 14608
5854615656
RickDaniels, NMLS: 413555, PrimeLending
3144 S Winton Rd Suite 600, Rochester, NY 14623
5853173864
AnnieMac Home Mortgage
1200 Jefferson Rd #205, Rochester, NY 14623
5854196651
Majuwa Kowai-Bell at CrossCountry Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5854729345
John Milano, Assistant Vice President, Genesee Regional Bank (GRB Mortgage) Rochester, NY 14618
Alex Bolton, Mortgage Loan Officer @ Genesee Regional Bank
1850 S Winton Rd, Rochester, NY 14618
5858572966
Fairway Independent Mortgage Corporation
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855121090
Brittany Linder, Mortgage Loan Originator @ Cross Country Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5852172825
Joseph Meyer
1840 S Winton Rd Suite B, Rochester, NY 14618
5857274190
Tim Cone, Mortgage Originator, NMLS #1294393
1850 S Winton Rd, Rochester, NY 14618
5852366240
Andrew Feinberg at CrossCountry Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5859102837
Normandy Corporation
46 Prince St # 2001A, Rochester, NY 14607
5852562600
Mortgage refinance companies in Rochester New York help homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Rochester companies understand the specific property tax and insurance requirements in Monroe County.
What Does a Mortgage Refinance Company in Rochester Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. New York mortgage recording tax can add 0.25 to 1.0 percent of the loan amount. Attorney fees for document review range from 500 to 1,500 dollars. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Rochester New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a copy of your current mortgage note and property deed.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if the title search reveals issues.
Are there New York specific fees for mortgage refinancing?
Yes, New York charges a mortgage recording tax on refinances, which can be 0.25 percent to 1.0 percent of the loan amount. Some counties also have additional transfer taxes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.