Compare Mortgage Refinance Companies in Rensselaer, NY
Browse mortgage refinance companies serving Rensselaer, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 mortgage refinance companies in Rensselaer, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Rensselaer Cost?
Typical costs for mortgage refinancing in New York include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars. Title search and insurance can cost 800 to 1500 dollars. New York also charges a mortgage recording tax which varies by county. In Rensselaer County the tax is 0.75 percent of the loan amount for most refinances. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rensselaer New York?
You typically need pay stubs tax returns bank statements and a recent property appraisal. New York lenders also require proof of homeowners insurance and a valid government ID.
Are there New York state laws that affect mortgage refinancing timelines?
Yes New York law gives you a three day right of rescission after signing refinance documents. The entire process usually takes 30 to 45 days from application to closing.
Can I refinance a mortgage in Rensselaer if I have a low credit score?
Many lenders offer FHA or VA refinance options with lower credit score requirements. However New York law does not set a minimum credit score so terms vary by lender.