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Find Mortgage Refinance Companies in Port Washington, NY

Directory of mortgage refinance companies in Port Washington, New York. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Port Washington, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Port Washington, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Dlabola - Chase Home Lending Advisor - NMLS ID 673165
115 Main St, Port Washington, NY 11050
5162867864
Chase Home Lending
115 Main St, Port Washington, NY 11050
5162867864

Mortgage refinance companies in Port Washington New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Nassau County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Port Washington Cost?

Typical costs for a mortgage refinance in New York include an application fee of $300 to $500 an appraisal fee of $400 to $700 and title insurance costing 0.5% to 1% of the loan amount. New York also imposes a mortgage recording tax which can add 0.5% to 1.25% of the loan principal. Total closing costs often range from 2% to 5% of the refinance amount. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Port Washington?
You typically need recent pay stubs tax returns bank statements and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. Your lender must provide a Loan Estimate within three business days of your application.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges a mortgage recording tax which is typically 0.5% to 1.25% of the loan amount. You may also pay title search fees and attorney review costs. These fees vary by county and loan size.