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Directory of mortgage refinance companies in Newburgh, New York. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Newburgh, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 13 mortgage refinance companies in Newburgh, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Hudson Valley
1450 NY-300 Suite 101, Newburgh, NY 12550
8455645500
Angela Demaris- Team Demaris
1450 NY-300 Suite 101, Newburgh, NY 12550
9148792059
Mid-Hudson Valley Federal Credit Union
1224 NY-300, Newburgh, NY 12550
8453364444
Melissa Flickenschild, NMLS 524987, Rhinebeck Bank
456 Broadway, Newburgh, NY 12550
8452208488
Steve Chance, NMLS: 404716, PrimeLending
1450 NY-300 Suite 101, Newburgh, NY 12550
8454754336
Ethan Meybohm NMLS#404348 Primelending
1450 NY-300 Suite 101, Newburgh, NY 12550
8454763243
John Reidy, PrimeLending
1450 NY-300 Suite 101, Newburgh, NY 12550
8452063313
Stephen Betterton- Team Betterton
1450 NY-300 Suite 101, Newburgh, NY 12550
9148790411
Mortgage Broker
17 N Plank Rd, Newburgh, NY 12550
8452903319
David Standig
1450 NY-300 Suite 101, Newburgh, NY 12550
5182295739
Chase Mortgage
201 Auto Park Pl, Newburgh, NY 12550
8455629400
Kathleen Burke - Team Demaris, NMLS #2277650, PrimeLending
1450 NY-300 Suite 101, Newburgh, NY 12550
9143094336
Rhinebeck Bank - Commercial Lending
456 Broadway, Newburgh, NY 12550
8457901558
Mortgage refinance companies in Newburgh New York help homeowners lower their rate or change loan terms. New York law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Newburgh Cost?
Typical costs for a mortgage refinance in New York include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. New York mortgage recording tax in Orange County is 1.05 percent of the loan amount. Title insurance and attorney fees can add 1,500 to 3,000 dollars. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Newburgh New York?
You typically need pay stubs tax returns bank statements and proof of homeowners insurance. New York lenders also require a property appraisal and a signed application. Your chosen company will provide a full list based on your situation.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there New York state taxes or fees when refinancing?
New York charges a mortgage recording tax on refinances which varies by county. In Orange County the tax is 1.05 percent of the loan amount for most refinances. You may also pay title insurance appraisal fees and lender origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.