Skip to main content

Find Mortgage Refinance Companies Near You in East Hampton, NY

Looking for a mortgage refinance company in East Hampton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
East Hampton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in East Hampton, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Par East Mortgage Co.
15 Toilsome Ln, East Hampton, NY 11937
6313248201
Chase Home Lending
66 Main St, East Hampton, NY 11937
6313240800

A mortgage refinance company in East Hampton New York helps homeowners replace their existing home loan with a new one. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the high property values and unique zoning rules of the Hamptons area.

What Does a Mortgage Refinance Company in East Hampton Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. New York also charges a mortgage recording tax which can add thousands of dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in East Hampton?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New York state taxes on mortgage refinancing?
Yes. New York imposes a mortgage recording tax on the new loan amount. The tax rate varies by county and can be up to 1.925 percent in Suffolk County.