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Find Mortgage Refinance Companies Near You in Kailua-Kona, HI
Directory of mortgage refinance companies in Kailua-Kona, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Kailua-Kona, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 17 mortgage refinance companies in Kailua-Kona, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joy of Lending
73-4192 Kahi Pl, Kailua-Kona, HI 96740
9518475578
Alena Griffey at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8089361571
Jamaica Canas at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8084431668
Big Island Mortgages by Doug Mallardi
76-6190 Plumeria Rd, Kailua-Kona, HI 96740
8083334341
Guild Mortgage - Travis Green
75-167 Hualalai Rd Suite 101-e, Kailua-Kona, HI 96740
8083336790
Mana Canon at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8083150065
Guild Mortgage - Len Pagan
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
8082756898
Guild Mortgage - Christina Alves
75-167F Hualalai Rd Suite 101 O-8, Kailua-Kona, HI 96740
8088963208
eMortgage Hawaii
75-5799 Ali‘i Dr B 7, Kailua-Kona, HI 96740
8083346200
April Nelson
75-5591 Palani Rd, Kailua-Kona, HI 96740
8082023441
Big Island Lending Group
75-5929 Ali‘i Dr, Kailua-Kona, HI 96740
8083271969
Guild Mortgage - Jessica Brown
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
8089376392
CMG Home Loans
75-5591 Palani Rd Suite 2008A, Kailua-Kona, HI 96740
8082262135
Herbert Mortgage Team powered by Apex Home Mortgage
75-5737 Kuakini Hwy #104b, Kailua-Kona, HI 96740
8087476152
Apex Home Mortgage
75-5737 Kuakini Hwy, Kailua-Kona, HI 96740
8087476152
Rate
75-5722 Kuakini Hwy Suite 205, Kailua-Kona, HI 96740
8084663292
Premier Mortgage Resources Kailua Kona
75-5591 Palani Rd #3002, Kailua-Kona, HI 96740
8089384664
Mortgage refinance companies in Kailua-Kona help homeowners adjust loan terms or lower rates. Hawaii law requires a notarized mortgage document and a three day rescission period after closing for most refinances. Local lenders understand the unique Kona real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Kailua-Kona Cost?
Typical costs for a mortgage refinance in Hawaii range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (around $500 to $700), title insurance, and recording fees. Hawaii also imposes a conveyance tax of $0.10 per $100 of the loan amount for most refinances. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Kailua-Kona?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. Hawaii lenders may also require a property appraisal and a copy of your homeowners insurance policy.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. The process includes underwriting, appraisal, and a mandatory three day rescission period after signing.
Are there Hawaii specific fees for mortgage refinancing?
Yes, Hawaii charges a mortgage recording fee and a conveyance tax on the refinance amount. These fees vary by county and loan size. Your lender will provide a loan estimate showing all costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.