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Mortgage Refinance Companies in Wailea, HI

Looking for a mortgage refinance company in Wailea? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Wailea, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 mortgage refinance companies in Wailea, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rebecca Ross
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8088912005
Elite Lending
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8088912005
Guaranteed Rate
161 Wailea Ike Pl Suite C-101, Wailea, HI 96753
8083393921

A mortgage refinance company in Wailea can help you adjust your home loan terms or lower your interest rate. Hawaii law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local lenders understand the unique Wailea real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Wailea Cost?

Typical costs for a mortgage refinance in Hawaii include an appraisal fee of 400 to 700 dollars, a title search and insurance fee of 800 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees in Hawaii are usually 50 to 100 dollars. These costs vary by situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Wailea?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. Hawaii lenders may also ask for a copy of your recorded deed and title insurance policy.
How long does a mortgage refinance take in Hawaii?
A typical refinance in Hawaii takes 30 to 45 days from application to closing. Hawaii law requires a three business day rescission period after signing for most refinances.
Are there Hawaii specific fees for refinancing a mortgage?
Yes. Hawaii charges a conveyance tax on the mortgage document, which is usually 10 cents per 100 dollars of the loan amount. You may also pay for a Hawaii title search and recording fees.