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Looking for a mortgage refinance company in Ewa Beach? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ewa Beach, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 mortgage refinance companies in Ewa Beach, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Larry Gonzales, Sr. Loan Officer, VA Loan Advocate
91-1270 Kaikohola St, Ewa Beach, HI 96706
8083485287
Mortgage Jake - Hawaii Mortgage Experts
91-1121 Keaunui Dr Suite 200, Ewa Beach, HI 96706
8089831075
Hawaii Mortgage Experts
91-1121 Keaunui Dr Suite 200, Ewa Beach, HI 96706
8089831080
Mortgage refinance companies in Ewa Beach help homeowners lower their interest rate or change loan terms. Hawaii law requires a 14 day rescission period after signing refinance documents for most primary residences. Local lenders understand Ewa Beach property values and the unique challenges of Hawaii real estate.
What Does a Mortgage Refinance Company in Ewa Beach Cost?
Typical costs for a mortgage refinance in Hawaii include lender origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Hawaii recording fees and conveyance tax add roughly 0.30 percent of the loan amount. Total closing costs often range from 3,000 to 8,000 dollars depending on loan size and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Ewa Beach?
You need pay stubs, tax returns, bank statements, and a Hawaii driver license or ID. Lenders also require a property appraisal specific to Ewa Beach. Hawaii does not have a state income tax so your tax returns may differ from mainland borrowers.
How long does a mortgage refinance take in Hawaii?
A typical refinance in Hawaii takes 30 to 45 days from application to closing. Hawaii law requires a three business day waiting period after closing disclosure before you can sign final documents. The 14 day rescission period starts after closing.
Are there Hawaii specific fees for refinancing?
Yes, Hawaii charges a mortgage recording fee of about 0.20 percent of the loan amount. You also pay Hawaii conveyance tax of 0.10 percent for most residential properties. These fees are in addition to lender origination and appraisal costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.