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Find Mortgage Refinance Companies Near You in Lahaina, HI

Browse mortgage refinance companies serving Lahaina, Hawaii. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 mortgage refinance companies in Lahaina, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii Financial Services, LLC.
727 Waine'e St #107, Lahaina, HI 96761
8086675626
Envoy Mortgage - Lahaina, HI
10 Hoohui Rd Suite 301 Suite 301, Lahaina, HI 96761
8088072744

A mortgage refinance company in Lahaina can help you lower your interest rate or change your loan terms. Hawaii law requires lenders to follow specific disclosure rules under Chapter 454 of the Hawaii Revised Statutes. Local lenders understand the unique Maui real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Lahaina Cost?

Typical costs for a mortgage refinance in Hawaii include an appraisal fee of $500 to $700, title search and insurance from $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs in Hawaii often total 2% to 5% of the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Lahaina?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Hawaii lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. Delays can occur if the property is in a lava zone or requires additional title work.