Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 8 mortgage refinance companies in Wailuku, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sapphire Mortgage
14 Mo'olu St, Wailuku, HI 96793
8082428110
Ime Fernandez - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8086336524
Kara Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8082831640
Mortgage Choices
270 Hookahi St, Wailuku, HI 96793
8082445518
Faith Armanini
1885 Main St Unit 303, Wailuku, HI 96793
8082768802
Ray Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8083883820
SecurityNational Mortgage Company
1955 Main St #301, Wailuku, HI 96793
8448208699
Tara Shupack - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8083448177
What Does a Mortgage Refinance Company in Wailuku Cost?
Typical costs for a mortgage refinance in Hawaii include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Wailuku often range from $2,000 to $5,000 depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wailuku?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Hawaii lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. Some lenders offer faster timelines if you choose a streamlined process.
Are there Hawaii specific rules for mortgage refinancing?
Yes. Hawaii Revised Statutes Chapter 454F regulates mortgage loan originators. You must work with a licensed loan officer. Also, Hawaii has a conveyance tax on property transfers, which may apply to refinances if the deed is recorded.