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Showing 3 mortgage refinance companies in Mililani, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans Mortgage of America - Hawaii
95-1023 Wekiu St, Mililani, HI 96789
8083069117
HI Velocity Mortgage
94-498 Alapoai St, Mililani, HI 96789
8087271055
OneMain Financial
95-1249 Meheula Pkwy Ste 124, Mililani, HI 96789
8086250422
What Does a Mortgage Refinance Company in Mililani Cost?
Typical costs for refinancing a mortgage in Hawaii include an appraisal fee of 400 to 700 dollars, title search and insurance of 800 to 1500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Hawaii conveyance tax adds roughly 0.10 percent for most refinances. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Mililani?
You will need pay stubs, tax returns, bank statements, and a valid Hawaii drivers license or state ID. Lenders also require a property appraisal and proof of homeowners insurance. Hawaii specific documents may include a conveyance tax certificate if applicable.
How long does a mortgage refinance take in Hawaii?
A typical refinance in Hawaii takes 30 to 45 days from application to closing. Hawaii law allows a three day rescission period after signing for most refinances. Delays can occur if the property is in a lava zone or has title issues.
Are there Hawaii specific fees for refinancing a mortgage?
Yes Hawaii charges a conveyance tax on the mortgage amount at closing. This tax is typically 0.10 to 0.25 percent of the loan amount. Recording fees with the Hawaii Bureau of Conveyances also apply and vary by county.