Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 15 mortgage refinance companies in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Mortgage Company of Hawaii Inc.: Jon Kimura & Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Nicolette "Niki" Hubbard, Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089367673
Academy Mortgage
234 Waianuenue Ave Suite 103 & 104, Hilo, HI 96720
8084372284
OneMain Financial
315 Makaala St Ste 112, Hilo, HI 96720
8089613431
Pacific Isle Lending Group, LLC Ho'olaea Andrade - Licensed Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089600040
Karen Kline Home Loans LLC
586 Kanoelehua Ave # 101, Hilo, HI 96720
8089356400
Island Mortgage Source
474 Laukapu St, Hilo, HI 96720
8089699988
Dennis Santiago-USA Mortgage
100 Pauahi St Suite 208, Hilo, HI 96720
8089362202
Kuleana Mortgage LLC
4 Kamehameha Ave, Hilo, HI 96720
8089359350
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Finance Integrity LLC
17 Furneaux Ln #201, Hilo, HI 96720
8089616099
Longbridge Financial, LLC - Sanyu Barnicoat - Reverse Mortgage
101 Aupuni St Suite 1014A3, Hilo, HI 96720
8082339338
Patricia Erbschloe
32 Kinoole St STE 101, Hilo, HI 96720
5738322225
Finance Factors
605 Laukapu St #101, Hilo, HI 96720
8089356811
April Muir Giordanengo, NMLS #2123427
688 Kinoole St Suite 209, Hilo, HI 96720
8089610605
What Does a Mortgage Refinance Company in Hilo Cost?
Typical costs for a mortgage refinance in Hilo range from 2 percent to 5 percent of the loan amount. This includes appraisal fees usually 400 to 700 dollars title insurance 800 to 1500 dollars and recording fees of about 50 to 100 dollars. Hawaii has a conveyance tax of 10 cents per 100 dollars of property value for most refinances. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hilo?
You typically need recent pay stubs tax returns bank statements and a property appraisal. Hawaii lenders may also ask for a copy of your homeowners insurance policy and a valid Hawaii drivers license or state ID.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. Delays can occur if the property is in a lava zone or requires special flood insurance which is common on the Big Island.
Are there Hawaii specific laws for mortgage refinancing?
Yes Hawaii Revised Statutes Chapter 480A covers mortgage lending practices and prohibits unfair or deceptive acts. Lenders must also comply with Hawaii prepayment penalty rules which are limited for most residential loans.