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Directory of mortgage lenders in Poughkeepsie, New York. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Poughkeepsie, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 mortgage lenders in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Shields (JJ) - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8454644692
TEG Federal Credit Union - College Center
11 Marist Dr, Poughkeepsie, NY 12601
8454527323
Darren DiBenedetto - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
9146298687
Trustco Bank
2656 South Rd, Poughkeepsie, NY 12601
8454857413
Nationwide Mortgage Bankers
460 Freedom Plains Rd, Poughkeepsie, NY 12603
8454546088
JL Mortgage Brokers LLC
1821 NY-376, Poughkeepsie, NY 12603
8456326322
First Mortgage Corporation
110 Main St # 2A, Poughkeepsie, NY 12601
8454858200
Chase Mortgage
2586 South Rd, Poughkeepsie, NY 12601
8454712030
Chase Mortgage
285 Main Mall, Poughkeepsie, NY 12601
8454868325
Commercial Lender
2 Jefferson St, Poughkeepsie, NY 12601
8457901538
Chase Mortgage
704 Freedom Plains Rd, Poughkeepsie, NY 12603
8454521085
Matthew Eugenio, Mortgage Originator
3432 North Rd, Poughkeepsie, NY 12601
8454548555
Poughkeepsie homebuyers can work with local mortgage lenders to secure financing for their home purchase. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders understand the Dutchess County real estate market and can guide you through the process.
What Does a Mortgage Lender in Poughkeepsie Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title insurance averaging $1,000 to $2,500. Closing costs in Dutchess County range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Poughkeepsie?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for New York first-time buyers?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) programs with low down payments and competitive rates. Poughkeepsie buyers may also qualify for local down payment assistance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.